If you’re ready to start consolidating your debt, or if you are in need of a personal loan, LAPFCU can help with our new “Lifestyle Loans!” We have developed a loan type to suit each of our member’s unique needs:
DEBT SAVER – Perfect for debt consolidation
If you have high credit card debt or are simply looking to consolidate various debts into one manageable payment, consider the Debt Saver which offers flexible terms and manageable rates.
- Debt consolidation
- Credit card pay-offs
- Personal loan refinance
Get Healthy – Medical, dental, cosmetic surgery and health-related needs
Life happens, and that may include unexpected medical bills, dental and/or vision needs or planned or unplanned surgeries. If you don’t have medical insurance, or if it is not enough to cover your medical needs, consider a Get Healthy Loan.*
- Medical: Exams, physicians’ charges, medical supplies and prescriptions
- Dental: Exams, fillings and crowns, bridges and prosthetics
- Vision: Exams, glasses, contacts, corrective surgery
- Cosmetic surgery needs
- Fertility and Bariatric Financing
- Hospital bills
Home Helper – For home repairs, remodels and updates
If you have an unexpected home repair cost, want to remodel or if you simply prefer not to use equity in home to obtain a loan, consider the Home Helper. Plus there are no appraisal or application fees.
- Home repairs including plumbing, roofs and electrical
- Expansions and other additions
- Home security systems
- Home appliances and systems (air and heating)
Family Assist – Funerals, weddings and related causes
There are times in life when we experience great joys as well as challenges. If you are in need of financial support as a result of life’s ups or downs, we would like to help with our Family Support loan.
- Funeral expenses: Including services, burials, cremations, cemetery plots
- Wedding costs: Including services, engagement and wedding rings, wedding dresses, caterers, facility rentals
- Educational financing: Elementary, high school and college tuition and/or educational supplies such as books, etc.
- New baby expenses
Personal Loans – For all other purposes
Not every need fits a category and before you decide, “They would never finance that,” please give us a call. LAPFCU takes time to personally assess and address your unique need.
- Equipment, gear and uniforms
- IRS tax payments
- Dream vacations
- Vehicle repairs
- Property taxes
- Pay off student debt
- Business expenses
LAPFCU Lifestyle Loans come with:
- Fast approval – apply online for an even faster response!
- No application fees
- No pre-payment penalties
- 0.75% APR discount3 with Member BenefitsSM
|Plus, now through the end of October, when you get a complimentary personal loan review, you’ll also get a free gift1, just for considering LAPFCU!|
Make sure you stop by one of our four branches or call 877-MY-LAPFCU (877-695-2732) today and ask to speak with Consumer Lending to see how much we can save you!
*Must be incurred by borrower or for his/her dependent children or parents. 1While supplies last. LAPFCU reserves the right to change or cancel the item at any time. 2APR = Annual Percentage Rate. Rate effective August 1, 2017. 5.90% fixed APR is based on a loan amount of $500 to $5,000 (48-month term) and 6.90% fixed APR for a loan amount of $5,001 to $25,000 (60-month term). To qualify for the 5.90% fixed APR for up to 48 months or 6.90% fixed APR for up to 60 months requires a FICO score of 800 or greater and the member must qualify for Member Benefits. Actual APR offered may be higher depending upon the applicant’s credit rating and other underwriting factors (member must apply online, participate in automatic payment program, and qualify for Member Benefits program at the time of funding). Go to http://memberbenefits.lapfcu.org for complete details for Member Benefits. May not be used to refinance an existing LAPFCU loan. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details. 3APR = Annual Percentage Rate. To qualify for 0.75% APR consumer loan discount, member must apply online, participate in automatic payment program, and qualify for Member Benefits program at time of funding. Go to http://memberbenefits.lapfcu.org for complete details. The following loan types are excluded from rate reductions: real estate loans, mobile home loans, unsecured lines of credit, credit cards, share loans, and share certificate loans. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restriction may apply, ask for complete details. 0717-54